International Health Insurance Plans


International private medical insurance

Are you planning to live overseas for a long time? If you do, you should consider investing in a high-quality international health insurance plan

An Health insurance for international people If something happens while you are abroad, you need to seek global medical treatment, and your plan can be your only recourse. If you need a visa, you may be required to show proof of adequate health coverage and insurance plans

These plans are ideal for medical insurance expatriates, nomadsAnd International citizens They are usually abroad for the majority of their time

What is international health insurance?

International health insurance provides comprehensive worldwide coverage and international healthcare for individuals and families living abroad for a year or longer. Coverage usually includes in-patient, out-patient, and other treatments along with other benefits. Global health insurance plans can berenewable annually for life or until your terminated

The primary advantage of having a global medical insurance plan is that you can receive health care wherever you are in the world. You will be able to enjoy the benefits of being covered in both your current residence and country of residence

Having international health insurance will allow you to choose the hospital or doctor for your medical evaluation and treatment. With worldwide medical insurance, you can choose a private hospital over a public facility and receive better healthcare

The benefits of the Global Medical Insurance Plan

International health plans are available comprehensiveFor a year or longer, those living outside of their home country have coverage. The best plans offer

To help you find the best medical plans Compare and review global medical plans

Additional benefits and coverage are available

Dental, vision, maternity, prescription drugs, and other coverage options are available to international healthcare plans. Some of the benefits are included in the base plan, while some are optional add-ons that come with an additional premium

For example The company is called Cigna Global You can choose from a variety of options and benefits to design a plan that is suited to your needs

Request a quote Get a quote from multiple providers today

Our video explains international health insurance plans

Which global health insurance plan is right for you?

Each plan they offer comes with different strengths and weaknesses, so it can be difficult to find the best insurer. The goal is to find a plan that works for you. To narrow down your search, we suggest you start with an established international health insurance company with a strong presence in the country where you will be living and in your home country

We can give you quotes from two or more global medical insurance providers which you can compare side-by-side. Since policy cost is an important factor in choosing a plan, you need to consider carving out benefits that you don’t need

You can pick and choose the benefits to include or remove from the policy with some plans. Other global medical insurance plans will allow you to adjust benefits and deductible amounts to lower your premiums

The international health insurance cost is a big factor in selecting a service provider. If something goes wrong, you should choose the insurance provider that offers the lowest rates, but you should know that your choice may end up costing you more. Pick a doctor that can cover all your medical needs

Our recommended health insurance plans

Cigna Global Logo

The Cigna Global Insurance Plan is a plan

  • The flexibility to tailor a plan to your needs
  • Access to the network of hospitals and doctors of Cigna Global
  • The convenience and confidence of customer service

GeoBlue Xplorer Global Medical Insurance

The plan is called the Xplorer Worldwide Medical Plan

  • Premium benefits, coverage and service
  • Define your benefits
  • For foreign people in the US or US citizens abroad

Global Expat Health Benefits from the company

  • The company has more than one million members
  • Access to health exams
  • Coverage for Covid-19

The Covid-19 Update is now available Is Covid-19 covered by a global medical insurance plan? The answer is yes, but not with all plans. Most international medical care plans will treat the illness as any other illness if you get sick. Check with your agent or review the terms of your policy to be sure. Read it International health insurance and coronaviruses

Frequently asked questions

How much does international health insurance cost?

The The cost every year The range of an international health insurance plan will be as low as possible $500With limited benefits, to as much as possible$8,000 Coverage in the USA is included in the global medical insurance plan

The cost is usually $5,000 a year. The costs are based on a number of factors, including the age of the person, medical history, and area of coverage

Plans will usually offer two areas of cover, Worldwide or WorldwideExcluding the USA. Excluding cover in the USA will save money. Canada, Hong Kong, and other more expensive countries can be excluded from some plans. Treatment in these countries is more expensive. International insurance providers are sometimes The name of the blue color is GeoBlueAndIt is called CignaPremiums will be adjusted according to medical costs

Request a quote You can get custom pricing online


Historical sales over the previous 18 months for clients in over 100 countries are used to calculate costs

The most popular countries and destinations for expatriates have the most expensive healthcare services. International citizens living in countries that have health insurance plans will be paying more

The average global medical premiums for expats are shown here

Younger clients will pay less for their coverage as they are healthier and need less medical care. The cost of your plan will increase as you age. The costs are in US$ by age group

The cost of an international health insurance plan will vary by a variety of factors. You can either buy a comprehensive plan that will be more expensive or a more affordable plan that will cover only the bare minimum

The cost of the policy will be affected by factors such as age and preferred deductible amount. Older clients who decide to retire in Costa Rica may have to pay more for their policy because the price is driven up by the average age of applicants

The example below shows how the discussed factors affect the cost of health insurance

The example is:For a husband and wife, ages 62 and 60The medical company, Imig Global MedicalThe following coverage options are offered

  1. Outside of the U.S., Canada, China, Hong Kong, Japan, Macau, Singapore, and Taiwan, it’s not possible
  2. The US is covered

The insurance policy for ages 60 and 62 would cost $2,260 per year, but excludes the US and other countries with a $10,000 deductible. It could be as much as $41,546 for Worldwide coverage and a $100 deductible. The benefits for the plans are Silver, Gold, and Platinum

The GeoBlue Xplorer is a tool There are two options for US citizens and internationals living in the USA. The more expensive option is worldwide coverage. The less expensive plan is worldwide coverage. The The company is called Cigna Global Medical The plan will adjust pricing based on where you are going to live

It’s easier to find the most suitable provider for you and your family Request a quote To get a custom estimate today

Is international medical insurance more expensive in certain countries?

Yes, in general. Where you are living will affect the policy on international health insurance costs

Medical costs and rates in the US are higher than in other countries, so plans will always cost more. If you are going to be living in a country like that Singapore Or FranceMedical costs in other countries are lower than in the US. If you will be living in a place where the cost of medical care is less, you may see lower rates for policy quotes

The countries have high costs of medical care

The United States spends more per capita on healthcare than any other country in the world

Switzerland leads the way in cost of care in Europe, followed by the Netherlands and Germany

In Asia, Japan, China, Singapore, Hong Kong, and Korea have higher than average costs to treat medical conditions

Check out the video The Organization for Economic Co-operation and Development The website will show you which countries spend the most on health care. You can see how other countries fare compared to Australia

Is there an application process for expatriate healthcare?

When you apply for a global medical insurance plan, you must have your medical history reviewed

All family members will have to provide a medical history if you apply for an international family health insurance plan

The benefits and protections provided by theAffordable Care Act are not applicable to US citizens. You can be turned down or denied coverage

The medical history is usually the subject of the underwriting process. Most providers can complete the process in 3 to 5 business days. The process may take longer if there are unusual circumstances

How do pre-existing conditions affect my health insurance application?

A great question without an answer. Many applicants with pre-existing conditions have a hard time finding a plan. Pre-existing conditions can prevent coverage from a provider. The cost of the coverage can be adjusted if there are other issues in your medical history

The plan of the explorerA policy for US citizens living outside And foreigners living in the USThere is a nice process to address pre-ex on the website

If you were previously covered by a group or individual plan, you would be covered by the pre-existing conditions waiting period You must meet the medical criteria of the company. Private health insurance issued in other countries will be considered as creditable coverage by GeoBlue

If you have six or more months of coverage, you may be able to get rid of the waiting period. If you have less than six months of creditable coverage, your waiting period may be reduced. If you have two months of coverage, your waiting period will be reduced from six months to four months

If you have a pre-existing condition, you will be dealt with in four different ways

  • The pre-existing condition will be covered. This is usually the case with a minor pre-existing condition
  • The pre-existing condition will not be included
  • The policy will cover the condition but you may be charged a “rate up” to cover the additional costs associated with that condition or specific limits will be placed on any costs associated with that condition
  • Your application will be denied

Can I buy health insurance in a foreign country?

Some foreign countries offer a local insurance plan that is only available to their citizens. If you have resided in that country for a period of time, you can apply for the local health insurance plan offered by the government

You can buy private insurance in your host country. This type of plan will only cover your medical expenses in that country, but will not cover costs in other countries. Local insurance will not be accepted in your home country once you become an expatriate

International health insurance valid abroad is the best option to get comprehensive insurance for medical treatment, as it is from one of the trusted providers we recommend here. The global medical insurance plans these providers offer will cover the medical expenses you incur whether you are in your country of residence, your home country, or any other country worldwide; the choice of where you would like to be treated can be left to your preference. A worldwide health insurance plan will give you the choice of when and where you can get healthcare services

How does international health insurance work?

It is difficult to provide cover for people and families in places they want to go. Insurers have created a network of doctors, clinics and hospitals around the world to answer the increasing needs of people to be protected against medical expenses. They created a system that works in your home country and then expanded it to a global scale. The global health insurance system can cover you both at home and abroad

International Health Insurance plans allow you to access healthcare services, visit a doctor, and get admitted to a local hospital when you need to. Contact your insurance provider and they will help you Find a health care provider near you You have a plan. If there is no local medical service provider, the insurer will cover your medical expenses at the provider of your choice. You can file a claim with the insurer and wait for reimbursement for the medical expenses you incurred

In case you need other servicesIncluding medical emergency, The remains are being returnedVision or dental care Your international health insurance plan can cover them as well. You just need to make sure that the plan you purchase covers everything you want to be covered and that it includes all the benefits you want

It is possible to make your life easier by having valid global medical insurance. All you have to do is coordinate service with your insurer so they can make payments to your service provider

What are the requirements for international medical plans?

Most international health insurance plans require that you live in a foreign country for at least 3 months per year. You will be asked to provide your medical history and additional information upon application

Some insurance providers may not be able to sell policies to people who are from a few countries. Local insurance regulatory rules or compliance laws can prohibit insurers from providing coverage in the territory. Our agents can help you find coverage for almost any situation. Make sure you follow up with the agent you talked to after you request a quote

There are age restrictions on expatriate plans

There are limitations and restrictions when applying for international health plans

The name of the blue color is GeoBlue Anyone over the age of 74 will not be allowed to apply Alorer policy. If you have a plan in place before 75, they will allow you to continue with coverage after 84

ImgurYou can apply up to age 74 and coverage will end after you turn 75. If you have had a plan with them before your 65th birthday and have maintained coverage through 75, they will allow you to continue. The plan has fewer benefits and lower coverage amounts

The company is called Cigna GlobalCustomers of any age will be able to apply and get coverage for the rest of their lives

Do I need to have international health insurance?

Most local and national health plans don’t protect you when you go overseas. In rare cases, they will have limited coverage designed for emergencies only. If you don’t have a reliable international health insurance plan that includes overseas coverage, you may not be protected at all

A quality global health insurance plan is an investment in your health. If you get sick or injured abroad, you will have health insurance that will cover you and your family wherever you are. An international health insurance plan has additional benefits such as vision, dental, and medical transport

If you get injured or ill while living overseas, your bills can get out of hand. We recommend that our clients get an international health insurance plan that will cover their needs, reduce their risks, and provide peace of mind while living in another country

One benefit that people like about an international health plan is that it gives access to private doctors and hospitals. The best hospitals and doctors around the world are usually close to the insurance companies. A quality health insurance plan will give you access to world-class facilities and trustworthy doctors through your relationship with the insurer

What is the best health insurance?

There are many different international health insurance companies with different plans to choose from. Some provide benefits and add-ons that others don’t, and some have a larger coverage area and countries included in their policies

The best global medical insurance plan will depend on your budget and health needs. Minimum coverage or a comprehensive family plan with a wide range of benefits is an affordable option

We work with people Health insurance companies that offer health insurance Their track record in delivering excellent health care service to their clients, families living abroad, expatriates, and global nomads is proven. We can help you decide on a plan that is right for you

Start by requesting a quote Let us know what you want and our agents can discuss your budget and needs

Does international health insurance cover travel to other countries?

Yes. Global medical insurance plans can provide coverage almost anywhere in the world you go. You can purchase coverage but not protection when the treatment happens in the US or other countries. If you are going to travel abroad, you should ask if you can get emergency medical coverage

If you only travel for a year, you may consider travel medicalOr something else cancellation insurance The plan is designed for short-term coverage. These are the things Travel insurance is required for travel Policies are provided to cover individuals and families who are traveling. Domestic insurance plans will not provide coverage when traveling

There are health insurance plans

Cigna Global Logo

The Cigna Global Insurance Plan is a plan

  • The flexibility to tailor a plan to your needs
  • Access to the network of hospitals and doctors of Cigna Global
  • The convenience and confidence of customer service

Global Expat Health Benefits from the company

  • The company has more than one million members
  • Access to health exams
  • Coverage for Covid-19

Medical insurance coverage for all over the world

One option that is more affordable is The company called Imgir Global plan . The plan offers four levels of cover, including a bronze plan which only covers emergency global medical. Their plans can be more affordable than some of the larger insurers

To start To compare options and pricing

International Medical Group Logo

The Global Medical Plan is part of the IMG

  • There are four plan options and additional coverages
  • The coverage area can reflect your geographical area of need
  • You have the freedom to choose your health care provider

Global medical coverage and pre-existing conditions

Individual Global health insurance Plans can be purchased by a family. The plan is usually bought because of a risk of a medical issue, like maternity. This means that the plans have added risks that an insurer can try to reduce

A team of underwriters will review your application after you apply Pre-existing conditions You have said so. They may need a copy of past medical records. They will either deny your application, exclude a condition, or charge an additional fee after reviewing your application. Once your application has been approved, you should review the plan’s exclusions

How to apply for a global medical insurance plan

There are many steps that should be taken to prepare for a safe and healthy experience when living abroad for a period of six months to a year. You will not be left scrambling, panicking or frustrated when you get hospitalized for an illness or injury if you prepare properly

One of your top priorities is to find a good Health insurance worldwide plan When to apply and what to prepare for are some considerations

Eligibility for international medical cover

To be eligible for a global health plan, you must have a plan to reside outside of your home country before the policy’s effective date. This is one of the things to consider when researching for international medical insurance

You must apply 30 to 45 days before your departure. The approval process of the insurance company requires this application time. They have time to conduct a medical evaluation on your case

If you decide to apply earlier or later, you may need to provide an updated health declaration. You will have to get an updated declaration from your healthcare provider to make sure that there is no new health condition that was not included in the initial application

Compare global health insurance plans

It is best to work with a licensed person when you are planning to live or reside abroad for a long time Health insurance worldwide A broker can walk you through the pros and cons of different plans to find the best plan for you. There are no additional costs for working with a broker, just an added level of service with an experienced professional who is looking after your needs

Plan ahead when applying for health insurance

The best advice we can give is to start early and be prepared. Start researching your health plans

Our expert and licensed can help you choose a global medical insurance company International insurance agents They can walk you through the process, explain the differences among providers and help you apply Contact us For a free quote today

Requesting quotes is the first thing to do

Cigna Global Logo

The Cigna Global Insurance Plan is a plan

  • The flexibility to tailor a plan to your needs
  • Access to the network of hospitals and doctors of Cigna Global
  • The convenience and confidence of customer service

GeoBlue Xplorer Global Medical Insurance

The plan is called the Xplorer Worldwide Medical Plan

  • Premium benefits, coverage and service
  • Define your benefits
  • For foreign people in the US or US citizens abroad

Global Expat Health Benefits from the company

  • The company has more than one million members
  • Access to health exams
  • Coverage for Covid-19

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